Fair Finance Australia is a social business that aims to generate surpluses from fulfilling our social purpose. This surplus, or profit, is folded back into the day-to-day operations of the organisation to allow it to meet it's social business objectives. 

Whilst Fair Finance Australia is partially funded by the Federal government, our aim is to become self sustainable in the long-term. To do this, we must cover our operating costs whilst not compromising on our mission - this is achieved through charging market appropriate interest rates on the products we offer.

The surplus, that is generated from the interest is directed back into both the day-to-day operations of Fair Finance Australia and our social programs. By supporting ourselves through the revenue we generate, we can continue to provide much needed services such as no application fees, our client-focused approach to loan decisions and our support and referral program - all of which are crucial in creating financial inclusion, one of our primary goals as an organisation.