QuickstART Loan
	A no interest loan scheme for individual artists and creative practitioners; ideal for project and professional development.
Our Approach to 'Selling' Products At all times, we do what's best for you. This means we: Recommend the most suitable loan product for you Find someone who can help you if our products don't suit your needs Assist you in understanding decisions made regarding your QuickstART loan application Supported by: Positive Solutions Brian Tucker	Ideal For ø Production or marketing expenses ø Business or development opportunity ø Emergency/ unexpected expenses ø Any worthwhile purpose Who Can Apply To apply, you must be: ø Artists or creative practitioners ø Aged 18 years or over ø A permanent resident or citizen of Australia Loan Amount $1,000 - $5,000 Term 3 to 12 months Repayments Flexible repayment options: ø Weekly, fortnightly or monthly repayments ø Direct-debit Full Repayment Options Additional Repayments Make extra repayments as often as you want, without penalties. Key Features ø For Artists or creative practitioners ø No security required ø No interest loan Interest Rates Nil Fees A one off setup fee, equivalent to 5% (minimum $50), will apply and be payable as part of the repayment schedule ø No on-going fees ø No early exit fees Processing Time Loan decision within 7 business days of receiving completed application and supporting documents. Apply Step 1: Download an Application Form Step 2: Submit Application Form Step 3: A Fair Finance Lending Officer will contact you regarding your application

Background

The QuickstART Fund was created by Brisbane based Positive Solutions and Brian Tucker Accounting. It has supported over 40 individual artists and cultural enterprises over the last few years with $90,000 of microloans.

Successful applicants have included both sole traders (visual artists, designers, musicians, artistic directors) and small cultural enterprises (a publisher, bands and a dance company). Applicants have made approaches for a loan from the Fund for the following reasons:

• The need for immediate access to finance due to an unforeseen opportunity, e.g an invitation for a residency at short notice
• Projects being ineligible for grant support or having failed to secure a grant through current programs
• A desire to try some other form of funding other than public sector grants
• The need for support over and above a grant that may have been received for a project
• The difficulty of securing and repaying a loan from a conventional financial institution